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Underwriting calculator

Loan-to-value calculator

Compare a loan amount with property value to see an estimated loan-to-value percentage. Both amounts are editable, and the estimate updates as you type.

Illustrative example

Your property and loan

Enter both amounts in U.S. dollars.

The value used for this estimate.

The amount of the loan being considered.

Estimated result

Estimated LTV: 75.00%

The formula

LTV = loan amount ÷ property value × 100

Divide the loan amount by the property value, then multiply by 100 to express the result as a percentage.

$375,000.00 ÷ $500,000.00 × 100 = 75.00%

Educational estimate only—not a lending decision. Lender methods and requirements can differ, and this calculation does not determine eligibility.